Can I file for bankruptcy more than once?

Yes, you may file for bankruptcy more than once.  However, there is a limit to the total number of filings you can make, and a definite amount of time must pass between each one.

You are allowed to file Chapter 7 one time every 8 years.  Chapter 13 filings can be made more frequently, but they can only be filed one at a time.  To effectively file, you must have received credit counseling within 180 days prior to your filing date.  You also cannot have had a discharged bankruptcy petition within 180 days preceding to filing.

If you would like to discuss your financial situation with an experienced attorney, contact Tacoma, Seattle, Kirkland, Bellevue, Bremerton, Everett bankruptcy lawyer Ryan Nykamp today at 425-289-9873.

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