Chapter 7 Bankruptcy

Chapter 7 bankruptcy is the fastest way to gain relief from your debts and initiate the process of rebuilding your credit. Chapter 7 and Chapter 13 construct two of the main bankruptcy options available to individuals and small businesses that are seeking debt resolution.

Not everyone qualifies for Chapter 7 bankruptcy, particularly under the conditions set in 2005 by the Bankruptcy Abuse Prevention and Consumer Protection Act. To find out if you are eligible for a Chapter 7 filing, contact the compassionate legal team at Bankruptcy Attorneys for a free consultation at one of our meeting locations.  For Washington locations call 425-289-9873.  For our Idaho locations call 208-918-1601.

How We Help

At Bankruptcy Attorneys we have a great deal of experience helping our clients overcome debt through the filing of Chapter 7 bankruptcy.  We may be able to help you get the debt relief you need:


  • Benefits of Chapter 7
  • Chapter 7 Eligibility
  • Dischargeable Debts
  • Non-dischargeable Debts



While filing for a Chapter 7 bankruptcy may not be the right option for everyone, it may be valuable for you.  Our Washington state Chapter 7 bankruptcy attorneys would be happy to discuss your case with you in more detail.

Eradicate Debt

Filing for Chapter 7 bankruptcy eliminates all of your unsecured debts. This includes all debts that are not backed by any kind of physical property, such as a home, car, or other large-ticket item. One of the largest debts that will vanish is credit card debt. Other payments that will be resolved include medical bills and lawsuit judgments.

In some special cases, income tax debts may be emancipated – if they are more than 3 years old and are on a tax return that was filed on time. Assessments filed against you may be expulsed 240 days or more past the filing date.

The Liquidation Process

During the liquidation process of Chapter 7 bankruptcy, your estate, which includes physical property and other equitable interests, will be separated into two different categories – exempt and non-exempt property. A fraction or all of your non-exempt property will be sold and the profits of these sales will be used to pay off secured debts. Your exempt property, conversely, cannot be touched by the court.

It is crucial for you to understand and be ready for this process. We have the expertise necessary to alleviate your concerns, answer your questions, and help you manage this procedure.

Legal Support and Assistance

What are your unique financial needs? Bankruptcy attorney Ryan Nykamp can help you with:

Don’t let financial troubles control your life. Contact our legal team at  425-289-9873 to get the help and legal assistance you need.

Contact Us

If your monetary situation has recently taken a turn for the worse, then filing for Chapter 7 bankruptcy might be the best process of setting your finances straight again. Contact the compassionate Chapter 7 bankruptcy legal team at Bankruptcy Attorneys for a free consultation at one of their meeting locations in Washington and Idaho.  For Washington locations call 425-289-9873.  For Idaho locations call 208-918-1601.